Individual Credit: You must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:
1. You live in or the property pledged as collateral is located in a community property state. (AK, AZ, CA, ID, LA, MN, NV, TX, WA, WI)
2. Your spouse will use the account, or
3. You are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section tot he extent possible about the person whose payments you're relying on.
Joint Credit: Each applicant must individually complete the appropriate section below.