Loan Application


Individual Credit: You must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

1. You live in or the property pledged as collateral is located in a community property state. (AK, AZ, CA, ID, LA, MN, NV, TX, WA, WI)

2. Your spouse will use the account, or

3. You are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section tot he extent possible about the person whose payments you're relying on.

Joint Credit: Each applicant must individually complete the appropriate section below.

Date *
Date
Are you an existing member? *
LOAN INFORMATION
APPLICANT INFORMATION
Name *
Name
Date of birth *
Date of birth
Preferred phone number *
Preferred phone number
Preferred contact method
Address *
Address
APPLICANT EMPLOYMENT
Self employed? *
Notice: Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered.
Do you have other monthly income? *
Do you have a monthly housing expense? *
Do you have any other monthly payments/obligations? *
REFERENCES
Two references required.
Reference name *
Reference name
Reference phone number *
Reference phone number
Reference Name
Reference Name
Reference phone number
Reference phone number
APPLICANT QUESTIONS
Do you have any outstanding judgements? *
Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under Chapter 13? *
Have you had a property foreclosed on or repossessed in the last 7 years? *
Are you a party in a lawsuit? *
Are you other than a US citizen or permanent resident alien? *
Is your income likely to decline in the next 2 years? *
Are you a co-make or guarantor on any loans not listed above? *
CO-APPLICANT INFORMATION
Name *
Name
Date of Birth *
Date of Birth
Preferred phone number *
Preferred phone number
Preferred contact method
Is your address the same as the primary applicant? *
CO-APPLICANT EMPLOYMENT
Self employed? *
Employment status *
Notice: Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered.
Do you have any other monthly income? *
Do you have any other monthly payments not claimed by the primary applicant? *
REFERENCES
Two references required.
Reference name *
Reference name
Reference phone *
Reference phone
Reference name
Reference name
Reference phone
Reference phone
CO-APPLICANT QUESTIONS
Do you have any outstanding judgements?
Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under Chapter 13?
Have you had a property foreclosed on or repossessed in the last 7 years?
Are you a party in a lawsuit?
Are you other than a US citizen or permanent resident alien?
Is your income likely to decline in the next 2 years?
Are you a co-make or guarantor on any loans not listed above?
ADDITIONAL PRODUCTS
Are you interested any information about the products listed below? These are voluntary products. Selecting these products will not influence your loan request. Upon enrolling in these voluntary products, your loan officer will provide more information, including product exclusions, limitations and benefits.
Credit Life and Disability Coverage
ADDITONAL INFORMATION
You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of all your debts and obligations. You authorize the credit union to check your employment and credit history and to obtain credit reports in connection with this application for credit, and for any update, renewal, or extension of the credit received. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that t is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to Federal Credit Unions.